What is Private Medical Insurance?
Private health insurance is a policy which covers the cost of private healthcare. It works in a similar way to any other insurance, you pay monthly or annual premiums, and your provider pays out for some or all of the cost of the private medical treatment you receive.
You can take out a single policy for yourself, or a joint policy to cover you and your partner.
What does it cover?
Private health insurance can help you pay for a number of healthcare-related costs, though the exact level of cover you’ll get will depend on the type policy you take out.
To discuss more about this, please get in touch with us and one of our advisers will take you through the process.
Your Cream adviser will ensure you get the product you need, with the right provider, at a price you can afford.
Get a Quote
Fill in our quote form and an adviser will contact you to arrange an appointment.
Existing Customers
If you have queries about your existing policy please get in touch.
About Cream
Learn more about Cream, our mission and commitment.
PROTECTED FOR LIFE
Life insurance could be the most important financial product you ever buy.
If you die while you still have dependants, being able to claim on a life insurance policy could be the difference between your loved ones struggling to make ends meet, and their financial security.
Despite this, many of us simply don’t have any life insurance cover in place. Your Cream Financial Services adviser will ensure you get the product you need, with the right provider, at a price you can afford.


Refer a friend
Cream operates a refer and earn scheme and we'll pay up to £150 for each successful Life insurance referral.
Free Will
Cream offers a free Will service worth £130 which is available with every Life policy taken out.
Free Trust
Every Life policy taken out with Cream has the option to have a free trust set up for you if you wish to do so.

Cream Financial Solutions
49 Waterloo Road
Wolverhampton
WV1 4QL
Southern Office
Trinity Court
2-4 West Street, Fareham
PO16 0BH
Northern Office
Regent Business Centre
9 Pavilion Business Park
Royds Hall Road
Leeds
LS12 6AJ
Bespoke tailored insurance solutions built around you and your family. Completely free initial consultation. Quality, personal advice.