What is Life insurance?
Life insurance can provide peace of mind that your loved ones would be financially protected if you were to pass away. The lump sum payout they would receive can be used to pay vital bills like a mortgage or rent, or to help with the cost of bringing up children.
Life insurance is a type of insurance contract which pays out a lump sum to your dependants should you pass away or be diagnosed with a terminal illness during the term of the contract, in order to provide for them after you're not around. The cost of a policy is determined by a number of factors including your age, health and lifestyle.
Cream compare policies from leading insurers to help you find the right product, with the right provider, at the right price. Many common medical conditions will be accepted without the need for further information. In more complex scenarios, our friendly and regulated advisers will provide personalised support and advice over the phone, and you'll have access to alternative policies and providers not available online.
More about Life insurance
Life insurance could be the most important financial product you ever buy.
If you die while you still have dependants, being able to claim on a life insurance policy could be the difference between your loved ones struggling to make ends meet, and their financial security.
Despite this, many of us simply don’t have any life insurance cover in place.
But it’s not hard to see why we put it off. After all, most of us have enough money worries in our everyday lives without also having to think about what will happen when we pass away.
Even if you don’t work – you might be a stay-at-home parent, for example – the cover could still prove invaluable, as childcare and other housekeeping costs will need to be paid if you’re no longer around.
There are several different kinds of life insurance policy to choose from, so it’s important to understand exactly what’s available before buying.
Your Cream adviser will ensure you get the product you need, with the right provider, at a price you can afford.
Get a Quote
Fill in our quote form and an adviser will contact you to arrange an appointment.
Existing Customers
If you have queries about your existing policy please get in touch.
About Cream
Learn more about Cream, our mission and commitment.
PROTECTED FOR LIFE
Life insurance could be the most important financial product you ever buy.
If you die while you still have dependants, being able to claim on a life insurance policy could be the difference between your loved ones struggling to make ends meet, and their financial security.
Despite this, many of us simply don’t have any life insurance cover in place. Your Cream Financial Services adviser will ensure you get the product you need, with the right provider, at a price you can afford.
Refer a friend
Cream operates a refer and earn scheme and we'll pay up to £150 for each successful Life insurance referral.
Free Will
Cream offers a free Will service worth £130 which is available with every Life policy taken out.
Free Trust
Every Life policy taken out with Cream has the option to have a free trust set up for you if you wish to do so.
Cream Financial Solutions
49 Waterloo Road
Wolverhampton
WV1 4QL
Southern Office
Trinity Court
2-4 West Street, Fareham
PO16 0BH
Northern Office
Regent Business Centre
9 Pavilion Business Park
Royds Hall Road
Leeds
LS12 6AJ
Bespoke tailored insurance solutions built around you and your family. Completely free initial consultation. Quality, personal advice.
