Business Protection
Business protection is a type of life insurance that protects companies financially when its owners or employees are affected by illness or death. The death or serious illness of any key staff member can have a devastating impact on any business.
We can create solutions for businesses of all sizes and types, self employed/sole traders, limited companies, partnerships including limited liability partnerships (LLPs).
Key Person Cover
Key Person cover is life insurance, which can also include critical illness cover, taken out by a business on the life of someone crucial to the business. It provides a financial safety net if a key member of staff dies or is diagnosed with a serious illness, if Critical Illness Cover is included.
Business Loan Protection
Business loan protection insures business owners for any business loan payments that may be at risk, in the event of death or illness.
Shareholder Protection
Shareholder protection enables business owners to buy shares back from any partner who is diagnosed with a critical or terminal illness, or dies. This type of insurance helps surviving business owners stay in control and mitigates disruption to the business.
Partnership Protection
Partnership Protection provides partners with the cash flow required to buy back the ownership stake of a partner or member of a limited liability partnership who has been affected by critical illness or has died.
Your Cream Financial Solutions adviser will ensure you get the product you need, with the right provider, at a price you can afford.
Get a Quote
Fill in our quote form and an adviser will contact you to arrange an appointment.
Existing Customers
If you have queries about your existing policy please get in touch.
About Cream
Learn more about Cream Financial Solutions, our mission and commitment.
PROTECTED FOR LIFE
Life insurance could be the most important financial product you ever buy.
If you die while you still have dependants, being able to claim on a life insurance policy could be the difference between your loved ones struggling to make ends meet, and their financial security.
Despite this, many of us simply don’t have any life insurance cover in place. Your Cream Financial Solutions adviser will ensure you get the product you need, with the right provider, at a price you can afford.
Refer a friend
Cream Financial Solutions operates a refer and earn scheme and we'll pay up to £120 for each successful Life insurance referral.
Terms and Conditions apply (available on request).
Estate Planning Service
Cream Financial Solutions offers an Estate Planning service which is available with every Life policy taken out.
Wills are referred to a third party. Neither Cream Financial Solutions Ltd nor PRIMIS are responsible for the service received. These services are not regulated by the Financial Conduct Authority and may have limited consumer protection.
Trust
Every Life policy taken out with Cream Financial Solutions has the option to have a trust set up when submitting an application if you wish to do so.
Cream Financial Solutions
49 Waterloo Road
Wolverhampton
WV1 4QL
Southern Office
Trinity Court
2-4 West Street, Fareham
PO16 0BH
Northern Office
Second Floor
Focus House
1 Central St
Halifax
HX1 1HU
Bespoke tailored insurance solutions built around you and your family. Quality, personal advice.
